Financial Pilot respects user
privacy and is committed to protecting the information processed through our
app. Financial Pilot provides personal finance utility features, including
personal finance self-check tools, budget tracking, and everyday financial
calculators.
This Privacy Policy explains what
information may be collected, why it is used, how it is protected, when it may
be shared, how long it may be retained, and how users can manage or request
deletion of their information.
By using Financial Pilot, you
acknowledge that you have read and understood this Privacy Policy. If you do
not agree with this Privacy Policy, please stop using the app.
Services Covered by This Policy
This Privacy Policy applies to the
Financial Pilot mobile application and related services provided through the
app.
This Privacy Policy does not apply
to third-party websites, apps, platforms, or services that may be linked to or
referenced outside Financial Pilot. Those third-party services are governed by
their own privacy practices.
Information You Provide to Us
Some app features may require
users to voluntarily provide information in order to use the relevant function,
receive support, or complete a user-requested action.
Depending on the feature used,
this information may include:
• name
• date of birth
• phone number
• email address
• work status
• monthly income
• information entered for personal
finance self-check tools
• income, expense, or budgeting
records
• other information submitted by
the user within the app
This information is used only to
provide app features, support user-requested self-check, budget tracking,
financial calculation, customer support, security, service reliability, and
applicable compliance requirements. It is not used to make credit approval,
lending, lender matching, or official credit scoring decisions.
Information submitted through the
app is encrypted during transmission and securely sent to: https://api.financialpilot.net
This information is retained only
for as long as necessary to provide the relevant feature, support
user-requested actions, meet security or compliance requirements, or respond to
user requests. When it is no longer needed, it is deleted, de-identified, or
otherwise securely disposed of according to internal retention controls.
Financial Pilot does not sell,
rent, or trade personal information.
Personal Finance Self-Check and
Finance Tool Data
Financial Pilot may process
information entered by users for personal finance self-check tools, budget
tracking, and financial calculator features.
This information is used only to
provide personal reference tools and app functionality. Financial Pilot does
not provide official credit reports, official credit scores, financial advice,
credit approval, loan services, lender matching, or credit decisions.
Any results shown in the app are
based on information entered by the user and are provided for informational and
personal reference purposes only. They should not be treated as official credit
reports, official credit scores, financial advice, or approval decisions.
Personal finance self-check data,
budget records, and calculator-related inputs are retained only for as long as
necessary to provide app features, support user-requested use, or meet
applicable security, operational, and compliance requirements. When no longer
required, this information is deleted or de-identified according to internal
retention controls.
Limited Installed Application
Metadata
For app security purposes,
Financial Pilot may process limited metadata related to applications installed
on the device through Android-supported package visibility methods. This may
include application package names and basic installation or update timestamps
when such information is necessary for security checks.
This information is used only to
support device security, identify abnormal device environments, protect service
integrity, and reduce misuse or unauthorized use of the app. Financial Pilot
does not read the content of other applications and does not access personal
data, login credentials, messages, files, chat history, personal documents, or
activity inside third-party apps.
Installed application metadata is
not used for advertising, marketing, credit decisions, or unrelated profiling.
Financial Pilot does not use the
QUERY_ALL_PACKAGES permission.
All such metadata is encrypted
during transmission and securely sent to: https://api.financialpilot.net
This metadata is retained only for
as long as necessary for security, reliability, operational, and compliance
purposes, and is deleted or de-identified according to internal retention
controls.
Device, Identifier, and Technical
Data
Financial Pilot may collect
limited device and technical information to keep the app stable, secure, and
reliable.
This may include:
• device model
• operating system version
• app version
• screen resolution
• network status
• IP address
• Google Advertising ID (AD_ID)
• other limited technical
identifiers available on the device
This information is used to
improve app performance, maintain service reliability, protect service
integrity, and detect suspicious, abnormal, or unauthorized activity.
The Google Advertising ID (AD_ID),
when available and permitted by the user or device settings, is used only for
security, misuse prevention, and service reliability purposes. It is not used
for targeted advertising, marketing, credit decisions, or unrelated profiling.
Technical data is encrypted during
transmission and securely sent to: https://api.financialpilot.net
Technical data and identifiers are
retained only for as long as necessary for security, reliability, operational,
and compliance purposes. When no longer required, they are deleted,
de-identified, or otherwise securely disposed of according to internal retention
controls.
Camera and User-Selected Uploads
If a user chooses to take a photo
or submit a user-selected image or document through the app, Financial Pilot
may request camera access.
Camera access is used only after
the user starts the capture or upload action. Financial Pilot does not activate
the camera automatically, does not record in the background, and does not use
camera access for unrelated purposes.
Submitted images or documents are
encrypted during transmission and securely sent to: https://api.financialpilot.net
They are retained only for as long
as necessary to complete the requested processing and for applicable security,
operational, and compliance purposes. After that, they are deleted or
de-identified according to internal retention controls.
Approximate
Region Information
Financial Pilot may use approximate region information if
permission is granted by the user.
Approximate region information may be used to support region-based
feature availability, app security checks, and abnormal activity detection.
Financial Pilot does not require precise GPS location for this
purpose, does not track real-time movement, and does not use location data for
advertising, marketing, automated financial decisions, or unrelated behavioral
profiling.
Approximate region information is retained only when necessary for
security, reliability, operational, or compliance purposes, and is deleted or
de-identified when no longer required.
Network and Wi-Fi Information
Financial Pilot may access network
connection status and Wi-Fi state information.
This information helps keep app
features connected, support data synchronization, complete uploads or service
requests, and maintain stable communication with backend services.
This access is not used to monitor
browsing history, websites visited, or internet activity outside Financial
Pilot.
Network and Wi-Fi status
information is used for service connectivity and reliability purposes. It is
not retained longer than necessary for operational, security, or compliance
needs.
Usage, Error, and Diagnostic Data
Financial Pilot may collect
diagnostic and performance information related to app operation, such as page
interactions, session events, crash reports, error logs, and performance data.
This information is used to
troubleshoot issues, improve app reliability, optimize performance, and enhance
the user experience.
It is not used for targeted
advertising, marketing, credit decisions, or unrelated profiling.
Usage, error, and diagnostic
information is retained only for as long as necessary to maintain service
reliability, troubleshoot issues, improve app performance, and meet applicable
security or compliance requirements. When no longer needed, it is deleted or
de-identified according to internal retention controls.
How Information Is Used
Financial Pilot may use collected
information to:
• provide and operate app features
• support personal finance
self-check, budget tracking, and calculator tools
• process user-requested actions
• maintain app security and
service reliability
• detect misuse, abnormal
activity, unauthorized access, or security risks
• improve app performance and
troubleshoot technical issues
• respond to customer support
requests
• comply with applicable legal,
regulatory, operational, or compliance obligations
If certain permissions are not
granted, some related features may be limited or unavailable.
How Information May Be Shared
Financial Pilot does not sell,
rent, or trade personal information.
Information may be shared only
when necessary with:
• service providers that support
app security, hosting, storage, customer support, analytics, or technical
operations
• technology providers that help
process, transmit, host, or protect data
• regulators, courts, law
enforcement agencies, or other authorities when required by applicable law
When information is shared with
service providers, we apply appropriate confidentiality, contractual, and
security measures.
Data Protection
Financial Pilot uses reasonable
technical and organizational measures to protect information processed through
the app. These measures may include encrypted transmission, access controls,
authorization management, system monitoring, security review procedures, and
restricted access to sensitive information.
Although we work to protect user
information, no electronic transmission or storage method can be guaranteed to
be completely secure.
Data Retention and Deletion
Financial Pilot retains
information only for as long as necessary for the purpose for which it was
collected.
Retention may be required to:
• provide app features
• complete user-requested
processing
• maintain service reliability
• protect app security
• detect misuse or unauthorized
activity
• comply with legal, regulatory,
operational, or compliance requirements
• resolve disputes or enforce
applicable terms
When information is no longer
required, it is deleted, de-identified, anonymized, or otherwise securely
disposed of according to applicable requirements and internal retention
controls.
To request account deletion, data deletion, or assistance with
privacy-related rights, please contact:
support@financialpilot.net
Requests will be reviewed and processed within a reasonable
period, subject to applicable legal, security, operational, and compliance
requirements.
If certain information must be retained for legitimate purposes
such as security, misuse prevention, dispute resolution, or legal compliance,
Financial Pilot will retain only the information necessary for those purposes
and only for the required period.
User Choices and Rights
Users can manage or revoke device
permissions at any time through device settings.
Depending on applicable law, users
may have the right to request access to their personal information, request
correction of inaccurate information, withdraw permissions, request deletion of
account-related information, or object to certain processing activities.
To make a privacy-related request,
users may contact us at: support@financialpilot.net
Age Requirement
Financial Pilot is intended for
users who are at least 18 years old.
We do not knowingly collect
personal information from individuals under the age of 18. If we become aware
that such information has been collected, we will delete it within a reasonable
period.
Changes to This Privacy Policy
Financial Pilot may update this
Privacy Policy from time to time to reflect changes in legal requirements, app
functionality, security practices, or technical operations.
The latest version will be made
available within the app or through other appropriate channels. Continued use
of Financial Pilot after an updated version becomes effective indicates
acknowledgment of the revised Privacy Policy.
Contact Us
If you have any questions about
this Privacy Policy or how information is handled, please contact us at:
support@financialpilot.net